✛ For owners and operators

Coverage that protects the enterprise and the exit

Key-person and buy-sell funding while you own the business, commercial coverage that matches your operations, and the personal coverage that keeps a claim from reaching your wealth.

Greenridge Insurance helps Rio Grande Valley business owners protect both the company and the plan for leaving it: key-person and buy-sell funding, commercial coverage sized to operations, and excess liability so a single claim does not reach the personal balance sheet.

While you own it

The risks that quietly end businesses are the ones nobody insured on purpose.

At the transition

A buy-sell agreement without funding is a promise nobody can keep. We make sure the life and disability coverage behind your agreements is in force, sized correctly, and coordinated with the estate plan.

Common questions

What is key-person insurance?
It is coverage a company owns on an individual whose loss would seriously harm the business, designed to give the company funds to stabilize and replace them. More in our explainer.
How does insurance fund a buy-sell agreement?
Life (and sometimes disability) insurance is commonly used to fund the purchase of a departing owner's share, so the remaining owners are not forced to find cash. Structure matters; see buy-sell funding and coordinate with your attorney.
Do you coordinate with my attorney and CPA?
Yes. Buy-sell and estate structures are legal and tax matters that stay with your advisers; we make sure the insurance behind them actually funds the plan.

Fund the plan you already wrote.

Send us your buy-sell agreement and current coverage. We will check whether the funding behind it is actually in force and sized right. Free and without obligation.

Request a review →