✛ Protecting income and continuity

Insurance for the income and the enterprise

Life, own-occupation disability, key-person, and buy-sell funding, coordinated with the wealth and estate plan so the coverage actually does the job it was bought for.

Greenridge Insurance places life and disability coverage that does a specific job: replace income if you cannot work, protect a business if it loses a key person, and fund the agreements that keep ownership orderly. We coordinate it with the estate and wealth plan.

What we place

Coverage tied to a purpose, not sold off a shelf.

  • Own-occupation disability that protects specialty income
  • Term and permanent life, sized to real obligations
  • Key-person insurance for the people a business cannot lose
  • Buy-sell agreement funding so ownership transfers are actually funded

Why coordination matters

Life and disability policies are the ones most often bought once and never revisited. We check them against the estate plan and the buy-sell agreement, so the beneficiary, the owner, and the funding all still line up years later. Any guarantee is subject to the claims-paying ability of the issuing carrier.

Common questions

What is own-occupation disability insurance?
It generally pays benefits if you cannot perform the duties of your own occupation or specialty, even if you could work in another field. It is materially stronger than any-occupation coverage for specialists. See our explainer.
How much life insurance do I need?
It depends on your obligations: income to replace, debt, and what you want to leave. We size it to your actual situation rather than a multiple. More in how much life insurance.

Request a coverage review.

A first conversation is free and without obligation. We will review what you have, tell you plainly where the gaps are, and how we would fill them.

Request a review →